MoneyPilot.io
Trusted by 50,000+ users worldwide
Your Smart Gold & Cash Savings Autopilot
MoneyPilot.io automatically converts your spare change into gold and cash savings. Build wealth effortlessly with AI-powered micro-investments.
$28M
In Total Savings
50K+
Active Savers
4.9/5
User Rating
MoneyPilot Dashboard
Total Savings
$2,847.63
Gold
2.1 oz
+0.2 oz this month
Cash
$1,243.45
+$128.30 this month
Recent Transactions
Coffee Roundup
Today, 9:41 AM
+$4.27
Gold Purchase
Yesterday, 3:20 PM
+0.01 oz
Round-up saved
You saved $3.75 today!
"Saved $2,500 in gold without even thinking about it!"
"Best financial decision I've made this year!"
"MoneyPilot helped me save for my dream vacation!"
"The easiest way to build wealth with your spare change!"
"Finally a savings app that actually works!"
"Gold investing made simple for everyone!"
Why Choose MoneyPilot.io?
Your pocket-sized financial advisor that transforms spare change into meaningful wealth through smart gold and cash savings.
Physical Gold Ownership
Unlike competitors, you own real, physical gold that's fully allocated and stored securely in your name.
- 99.99% pure investment-grade gold
- Insured vault storage with Brink's
- Option to redeem physical gold
AI-Powered Savings
Our smart algorithm analyzes your spending patterns to optimize savings without impacting your lifestyle.
- Intelligent transaction rounding
- Personalized savings recommendations
- Automated savings adjustments
Bank-Level Security
Your money and data are protected with the highest security standards in the financial industry.
- 256-bit encryption
- FDIC-insured cash up to $250,000
- Two-factor authentication
Saving money is harder than ever
With rising costs and stagnant wages, traditional saving methods aren't working for most people.
70% of Americans have less than $1,000 in savings
Bank interest rates can't keep up with inflation
Financial complexity prevents consistent saving
Investing in gold seems complicated
Traditional gold investing has high barriers to entry and seems reserved for the wealthy.
High minimum investments ($1,000+)
Storage and security concerns
Confusing purchasing process
The Solution: MoneyPilot.ai
We've reimagined how everyday people can save money and invest in gold through a simple, automated system that works with your existing spending habits.
Automated Micro-Savings
Our AI rounds up your everyday purchases and automatically saves the spare change in gold and cash.
Coffee: $3.75
Roundup: $0.25
Gold Saved
+0.0001 oz
Fractional Gold Ownership
Start with as little as $1 and build your gold portfolio over time without large upfront investments.
How MoneyPilot Works
Your journey to effortless gold and cash savings is just three simple steps away.
Connect Your Accounts
Securely link your bank accounts or cards to MoneyPilot. Your credentials are never stored.
- Bank-level 256-bit encryption
- Works with 10,000+ financial institutions
- Set up in under 3 minutes
Choose Your Settings
Customize how you want to save with flexible options that fit your financial goals.
- Set your gold/cash allocation ratio
- Choose round-up multipliers (1x-10x)
- Set recurring deposits (optional)
Watch Your Wealth Grow
Sit back and relax as MoneyPilot automatically builds your gold portfolio with every purchase.
- Real-time portfolio updates
- Track your gold's performance
- Withdraw or redeem anytime
Real Gold, Real Ownership
Unlike digital gold or ETFs, MoneyPilot.ai gives you ownership of physical, investment-grade gold stored in secure vaults. Your gold is fully allocated and held in your name.
99.99% Pure Gold
Every gram of gold in your account is investment-grade with 99.99% purity, meeting international standards for gold bullion.
Secure Vault Storage
Your physical gold is stored in high-security vaults operated by Brink's, fully insured against theft, damage, or loss.
Full Redemption Rights
Your gold is yours to keep. Withdraw your physical gold at any time or convert it to cash at current market rates.
Gold Bars
99.99% pure gold bars stored securely in your name
Secure Vaults
Fully insured storage with 24/7 monitoring
Trusted Partners
We work with industry-leading partners to ensure the highest standards of security and authenticity
Certificate of Authenticity
Your gold is fully verified
What Our Users Say
Join thousands of happy users who are building their gold savings with MoneyPilot.ai.
Life-Changing App!
"I've tried multiple savings apps but MoneyPilot is the first one that helped me actually build wealth. I've saved over 1.2 oz of gold in just 6 months without changing my spending habits!"
Sarah M.
Using MoneyPilot for 8 months
Started with:
$0 in gold
Current savings:
1.2 oz gold
Finally Building Wealth
"As someone who always struggled to save, MoneyPilot has been revolutionary. The round-ups are so small I don't notice them, but they've added up to significant gold savings over time."
James R.
Using MoneyPilot for 14 months
Started with:
$50 in gold
Current savings:
2.3 oz gold
Perfect Inflation Hedge
"With inflation eating away at my savings, I needed a better solution. MoneyPilot's gold saving feature has been the perfect hedge. My portfolio has grown 17% this year!"
Lisa T.
Using MoneyPilot for 12 months
Started with:
$500 in gold
Current value:
$4,815
Growth Rate
Average user portfolio growth in first year
User Retention
Users who continue saving after 12 months
Satisfaction
Users who would recommend MoneyPilot
Security
Fully insured gold and FDIC-insured cash
Simple, Transparent Pricing
No hidden fees. No minimum balance requirements. Just straightforward pricing that scales with your savings.
Starter
Perfect for beginning your gold saving journey
Most Popular
Gold Builder
Optimal for serious gold accumulation
Gold Elite
For serious wealth builders and investors
Additional Fees
Storage Fee
0.12% annually
Covers secure vault storage and insurance for your physical gold
Transaction Fee
0.5% per purchase
Applied only when buying gold, not on roundups or deposits
Redemption Fee
$15 flat fee
Applied only when redeeming physical gold (free for Gold Elite)
Limited Time Offer: 3 Months Free
Start building your gold portfolio today and get your first 3 months of MoneyPilot Gold Builder absolutely free. This offer expires soon!
Offer Expires In:
What's Included:
3 months of Gold Builder ($21 value)
- AI-powered round-ups
- Physical gold ownership
- Custom round-up multipliers
- Advanced portfolio analytics
- Gold market insights
Questions About MoneyPilot?
Get answers to the most common questions about our gold and cash savings platform.
Is my gold actually real and physical?
Yes, absolutely. Unlike many competitors, MoneyPilot gives you ownership of real, physical gold bullion. Each gram of gold in your account is 99.99% pure investment-grade gold that's fully allocated and stored in your name in secure vaults operated by Brink's.
How secure is my money and gold?
Your gold is fully insured against theft, damage, or loss while in storage. Your cash savings are FDIC-insured up to $250,000. We use bank-level 256-bit encryption for all transactions and data, and all financial connections are read-only and tokenized, meaning we never store your bank credentials.
Can I withdraw my gold or cash at any time?
Yes, you have complete liquidity. You can sell your gold and withdraw the cash value at current market rates at any time with no lockup periods. You can also request physical delivery of your gold (minimum 1 oz) for a small fee (free for Gold Elite members).
How does the round-up system work?
Our AI monitors your linked accounts for transactions and automatically rounds them up to the nearest dollar. For example, if you spend $3.75 on coffee, we'll round up to $4 and save the $0.25 difference. You can set custom multipliers to accelerate your savings (e.g., 3x would save $0.75 instead of $0.25).
Are there any hidden fees?
No hidden fees ever. Beyond the subscription price, you'll only pay a 0.12% annual storage fee for your physical gold (covering secure storage and insurance) and a 0.5% transaction fee when purchasing gold. Cash transfers and round-ups have no additional fees.
How is this different from other saving apps?
Unlike most savings apps that only offer cash accounts or ETFs, MoneyPilot gives you actual ownership of physical gold bullion. Our AI-powered system also optimizes your savings rate based on your spending patterns, helping you save more without lifestyle changes.
Is there a minimum investment required?
No minimum investment is required to open your account. You can start with as little as $1, and our fractional gold ownership system means you can own gold in increments as small as 0.0001 oz. This makes gold investing accessible to everyone.
What happens if gold prices drop?
Gold has historically maintained its value over the long term and often performs well during economic uncertainty. Our dollar-cost averaging approach through regular small purchases helps reduce the impact of price volatility, potentially giving you a better average purchase price over time.
Still have questions?
Our support team is available 7 days a week to answer any questions you might have about MoneyPilot.ai, gold investing, or your account.
Our Triple Guarantee
30-Day Money-Back Guarantee
If you're not completely satisfied with MoneyPilot.ai within your first 30 days, we'll refund your subscription fee in full. No questions asked.
100% Gold Authenticity Guarantee
Every ounce of gold in your MoneyPilot account is guaranteed to be 99.99% pure investment-grade gold, verified by independent assayers and compliant with LBMA standards.
Full Liquidity Guarantee
You can sell your gold back to us at current market rates or request physical delivery at any time. Your assets are never locked, giving you complete control over your wealth.
100%
Guaranteed
Start in just 3 minutes
Begin Your Gold Savings Journey Today
Join over 50,000 people who are building wealth through automated gold and cash savings. Get started with MoneyPilot.ai in just a few simple steps.
Create your free account with your email address
Link your bank account or cards securely (read-only access)
Choose your savings settings and start building wealth automatically
Create Your Free Account
By creating an account, you're claiming your 3 free months of Gold Builder ($21 value)